Step 1
Call for a free consultation
We talk through the charge, where the case stands, and what defending it involves. There is no cost and no obligation for this conversation.
Payments
Payment Options
Most clients start their defense with monthly payments through Affirm — no down payment for those who qualify. It is the fastest way to get working on your case, and it is not the only way we can work with you.
Monthly Payments
Pay Later financing, provided by Affirm.
Split your legal fees into monthly installments with no down payment for qualified clients. Checking your options takes a few minutes and does not affect your credit score.
Affirm is a trademark of its owner. Financing is provided by Affirm and subject to eligibility and approval.
Before You Worry About Cost
Money shouldn’t be the reason you don’t call.
Every case begins with a free consultation, and part of that conversation is the money — what your defense will take, what it will cost, and how you can handle it. We have worked with people through hard circumstances for decades. We would rather find an arrangement that works than have someone face a charge alone because they assumed they could not afford counsel.
Once the fee is set, most clients spread it into monthly installments using Pay Later financing through Affirm — no down payment for those who qualify, and a real-time decision from your own device. Because the firm is paid in full up front, your defense begins immediately instead of waiting until you have the whole retainer in hand. That is why we point people here first.
It is not the only path. You can pay a retainer or invoice outright by credit card, debit card, or eCheck through the firm’s secure online portal, and in many matters we will set up an in-house payment schedule directly with you. Call the office and we will work out which one fits your situation.
Pay Later
How monthly payments work, step by step.
Financing comes after the legal conversation, not before it. Nothing below happens until you and the firm have agreed on the case and the fee.
Step 2
We agree on the fee
The retainer is set for your specific case and circumstances. You know the number, and what it covers, before you commit to anything.
Step 3
Choose Pay Later
When it is time to pay, select Pay Later at checkout. If you would rather not do it online, call and we will walk you through it.
Step 4
Apply in minutes
Enter a few details on your own device for a real-time decision. This is a soft credit check that does not affect your credit score.
Step 5
Pick your plan
Review the monthly payment options you qualify for. Terms range from 3 to 36 months, and qualified applicants may see 0% APR.
Step 6
We’re paid up front
The firm receives your full payment immediately, so your defense begins without delay while you repay Affirm over time.
Ways to Pay
Start with monthly payments — or choose another route.
Pay Later is where most clients begin, but it is not a requirement. Every option below gets your defense underway.
Start Here
Pay Later with Affirm
Split your legal fees into monthly payments. Qualified clients get started with $0 down, and the firm is paid in full up front.
- No down payment for clients who qualify
- Checking your options won’t affect your credit
- No late fees and no prepayment penalties
- Terms from 3 to 36 months
In-House Payment Plan
If financing isn’t approved or isn’t the right fit, in many matters we can arrange a payment schedule directly with the office. Call and we’ll talk it through.
- Tailored to your case and budget
- Available in many matters
- Arranged directly with the firm — no application
- Ask about it during your free consultation
Pay in Full Online
Securely pay a retainer, an invoice, or an agreed plan installment by credit card, debit card, or eCheck through the firm’s encrypted payment portal.
- Card, debit, and eCheck accepted
- Encrypted and trust-account compliant
- Pay a retainer, invoice, or plan installment
FAQ
Common payment questions.
A quick guide before you pay or apply for financing.
Do I have to make a down payment?
With Pay Later financing through Affirm, qualified clients can get started with $0 down. Approval and terms depend on Affirm’s real-time eligibility decision when you apply.
Will checking my financing options affect my credit?
No. Checking your eligibility with Affirm is a soft inquiry that does not affect your credit score. A credit impact only occurs if you accept a loan.
Do I have to use financing?
No. Pay Later is the option we point to first because it starts your defense immediately with little or nothing down, but you are free to pay in full by card, debit, or eCheck, and in many matters we can set up an in-house payment plan instead. Call the office and we will find the arrangement that fits.
What if I’m not approved for financing?
Approval is Affirm’s decision, not ours, and a decline does not end the conversation. Call (505) 984-1100 and we will discuss an in-house payment schedule or another arrangement for your case.
What can I pay for online?
You can pay a retainer, an invoice, or an agreed payment-plan installment by credit card, debit card, or eCheck through the firm’s secure payment portal.
Is paying online secure?
Yes. Payments are processed through an encrypted portal built for law firms that keeps client funds compliant with trust-accounting rules.
What amounts and terms does financing cover?
Pay Later supports transactions from $150 to $30,000, with terms from 3 to 36 months. Qualified applicants may be eligible for 0% APR; standard rates range from 10% to 36% APR, and Affirm charges simple interest with no late fees or prepayment penalties. Your rate and terms depend on eligibility.
A note on financing.
Pay Later financing is provided by Affirm. All loan approvals, amounts, rates, and terms are determined by Affirm based on your application and are subject to eligibility. Rates range from 0% to 36% APR. Financing is one of several ways to pay and is never a condition of representation. This page is general information about payment options and is not an offer of credit or legal advice.
Questions about paying?
Talk through your options with the office.
Call to apply for monthly payments, make a payment, or set up an in-house plan. We’ll walk you through what makes sense for your case.